A mortgage point of sale built around the loan file
A mortgage POS is where the borrower meets your process: the application, the documents and the questions in between. CliQloan's digital mortgage experience keeps all three in the same loan file your team works from.
A digital application borrowers can finish
A structured, URLA-style path covering loan details, borrower and co-borrower information, employment, income, assets, liabilities, credit, documents, review and submit. Borrowers start from your invitation or an apply link on your loan officer's microsite.
Document collection without the email chase
Guided document sections tell the borrower exactly what to upload. Files come from the borrower's device, Google Drive, OneDrive or Dropbox, or SafeVault where that integration is enabled. For supported document types, CliQloan surfaces key fields for your team to review.
A borrower portal that shows what is next
Borrowers see what they have done and what is still needed, and they can chat with the team inside the file. Realtors can follow status read-only through a secure link.
From the POS straight to the lender
Because the application and documents already live in the loan file, the team pulls credit with consent, resolves what is missing, and exports MISMO 3.4 for lender submission.
Mortgage POS FAQs
What is a mortgage POS?
A mortgage point of sale is the borrower-facing part of origination: the application and document collection. In CliQloan, the POS is part of the loan origination system, so everything the borrower submits lands in the same loan file your brokers, loan officers and processors work in.
Can co-borrowers apply?
Yes. The digital application supports co-borrowers.
Does CliQloan read every document automatically?
No. Document intelligence works on supported types such as W-2s, paystubs and bank statements. Coverage varies by document type and scan quality, and your team reviews extracted values.
How does the file get to the lender?
Through MISMO 3.4 export, a standard format many lender systems accept.
See the borrower application on a live file. Schedule a demo.