Dynamic disclosure generation
Initial and revised disclosures are produced from the loan file with AI-driven data validation, so the figures on the disclosure match the figures in the file.
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Disclosure Hub: automated disclosure generation and tracking
Disclosure timing is one of the few parts of a loan file where being late is not a delay, it is a violation. Disclosure Hub generates initial and revised disclosures from validated loan data, delivers them, and records exactly what was sent, when, and who acknowledged it.
Smart tracking
The platform monitors e-sign completions, timing requirements and delivery confirmations, so the status of every disclosure is visible without chasing.
Compliance guardrails
Regulatory triggers for TRID, RESPA and ECOA timelines are built in. When an event in the file changes a disclosure obligation, the obligation is raised rather than remembered.
Integrated communication
Borrowers and loan officers receive real-time updates and reminders through the same workflow, so a pending signature does not sit unnoticed in an inbox.
Audit trail
Every disclosure creation, update and acknowledgement is written to an immutable log, giving a complete evidence record for the file.
Disclosure Hub FAQs
What is TRID?
The TILA-RESPA Integrated Disclosure rule, which governs which mortgage disclosures must be provided and by when. Disclosure Hub tracks those timing requirements automatically.
Does Disclosure Hub handle revised disclosures?
Yes. Both initial and revised disclosures are generated from the loan file, with the change that triggered the revision recorded in the audit trail.
Can we prove a disclosure was delivered?
Every creation, update and acknowledgement is written to an immutable log, including delivery confirmations and e-sign completions.
Which regulations are covered?
Timing triggers are built in for TRID, RESPA and ECOA.