Real-time policy engine
Loan data is validated automatically against customisable investor and regulatory rulesets as the file changes, rather than in a single pass before closing.
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Compliance Monitor: continuous loan file auditing
Most compliance checking happens at the end, on a checklist, after the file is otherwise done. Compliance Monitor runs the rules continuously while the file is being built, so exceptions surface when they are still cheap to fix.
Automated alerts
When a timeline or condition falls out of compliance, the platform raises it immediately to the person who can act on it.
Exception management
Compliance findings can be assigned, tracked and resolved inside the platform, with the resolution written to an audit log.
Regulatory updates
Rule libraries are refreshed to stay aligned with CFPB, FHA, Fannie Mae and Freddie Mac standards, so the checks reflect current requirements rather than the version in place when the file opened.
Analytics dashboard
Compliance trends, recurring error patterns and audit readiness are visible in one view, which turns individual exceptions into something a manager can act on at the process level.
Compliance Monitor FAQs
Which rulesets does Compliance Monitor check against?
Investor and regulatory rulesets aligned to CFPB, FHA, Fannie Mae and Freddie Mac standards, plus customisable rules for your own overlays.
When do the checks run?
Continuously, as the loan file changes, rather than as a single pre-closing review.
What happens when an exception is found?
An alert is raised, the finding can be assigned to an owner, and the resolution is recorded in the audit log.
How are rule changes handled?
Rule libraries are refreshed so checks reflect current requirements rather than those in place when the file was opened.